Frequently asked questions
Answers to the questions families ask us most about paying for care.
Does Medicaid cover adult day care?Yes — those who qualify for Medicaid by itself due to lower incomes are eligible for adult day care in every state…
Yes — those who qualify for Medicaid by itself due to lower incomes are eligible for adult day care in every state. Often referred to as Medicaid waiver programs, they cover adult day care expenses — a very desirable option, especially if your loved one would otherwise require full-time skilled home care or nursing home care.
Does Medicare cover adult day care?Unfortunately, no. Medicare by itself does not cover any form of adult day care…
Unfortunately, no. Medicare by itself does not cover any form of adult day care. However, there are some Medicare/Medicaid combination programs that will pay for it. PACE is one such program, designed for lower-income individuals who have both Medicare and Medicaid, helping eligible elderly get health care in their community rather than moving into a nursing home. Learn more about PACE here.
Am I eligible for Medicaid?Please refer to this government website for more information about eligibility…
Please refer to this government website for more information about eligibility: medicaid.gov/medicaid/eligibility. Our office is also happy to talk through your situation with you.
Do long-term care insurance policies cover adult day care?Yes — most policies have a provision that pays for adult day care services…
Yes — most policies have a provision that pays for adult day care services. In fact, using adult day care instead of in-home care can help maximize your policy's benefits.
Is it worthwhile to use adult day care just for the socialization?Yes! You may find the socialization adult day care offers your parents even more valuable than the financial aspect…
Yes! You may find the socialization adult day care offers your parents even more valuable than the financial aspect. Isolation from long periods alone at home can leave Mom or Dad lonely from a lack of social engagement. Recreational activities, social groups, and organized outings are abundant at adult day care centers, and some even offer inter-generational participation — encouraging your elderly parents to share in fun social activities with younger visitors, benefiting all ages.
How can I combine adult day care with home care?Very easily, and to great benefit! Tailoring your loved one's plan of care using both in-home care and adult day care…
Very easily, and to great benefit! Tailoring your loved one's plan of care using both in-home care and adult day care can maximize the benefits of both while conserving your financial resources. Focus first on the adult day care schedule in your community, then supplement it with in-home care hours as needed. Adult day care is usually provided during standard business hours, and in-home care can cover evenings and weekends — helping your family offset more expensive in-home care and stretch your budget.